Full Disclaimer and Terms of Service

Disclaimer and Terms of Service for Glavcot Insights

Last Updated: March 28, 2026

Introduction and Agreement

Welcome to Glavcot Insights, a media publication owned and operated by Glavcot LLP (UEN: T25LL1231L), a Limited Liability Partnership registered in Singapore.

Please read these Disclaimer and Terms of Service (“Terms”) carefully before using our website, https://glavcotinsights.com (the “Site”), and any of our content, newsletters, or services (collectively, the “Services”).
By accessing or using our Site and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.
Your use of the Site is also subject to our Privacy Policy and Disclosure Policy, which are incorporated into these Terms by reference.
If you do not agree, you must not access or use our Site or Services.

In these Terms, “Glavcot Insights,” “we,” “us,” and “our” refer to Glavcot LLP and its owners and operators. “You” refers to the user of our Services.

Part I: General Disclaimer

2. For Educational and Informational Purposes Only

All content published by Glavcot Insights (the “Content”) is for informational and educational purposes only.
We transform publicly available information into business analysis and commentary to help readers think like business owners.
The Content is not intended to be, and should not be construed as, professional advice.

3. Not Financial or Investment Advice

Glavcot Insights is a publisher.
We are not licensed financial advisors, broker-dealers, or investment professionals.
The Content is impersonal and not tailored to any specific person.
Nothing on this Site constitutes a recommendation, solicitation, or offer to buy, sell, or hold any security or financial product.

4. Personal Responsibility and Due Diligence

You are solely responsible for your own investment research, decisions, and outcomes.
Investing in securities involves risk, including potential loss of principal.
Before investing, you should:

• Conduct independent due diligence; and
• Consult a qualified financial, accounting, or legal professional.

5. No Warranties

The Content is provided on an “as is” and “as available” basis.
While we strive for accuracy, we do not guarantee that the Content is complete, reliable, or current.
Information may become outdated or contain errors.
We are under no obligation to update any Content.

Part II: Terms of Service

6. Intellectual Property Rights

All original Content on this Site—including text, graphics, logos, scorecards, analytical frameworks, and research publications—is the exclusive property of Glavcot LLP and protected under applicable copyright, trademark, and intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and view the Content for personal, non-commercial use only.

Glavcot^® is a registered trademark of Glavcot LLP, including the Glavcot name and logo featuring the stylized rabbit-ear “o”. The standalone rabbit-ear “o” symbol and all related product names, service names, designs, logos, and slogans are proprietary marks and intellectual property of Glavcot LLP.

You must not reproduce, distribute, modify, republish, commercially exploit, or use these marks or any proprietary materials without prior written consent from Glavcot LLP.

All other names, logos, trademarks, and referenced company marks remain the property of their respective owners.

Some illustrative images or visual materials published by Glavcot Insights may be generated or enhanced using artificial intelligence tools. Such images are used solely for editorial, illustrative, or conceptual purposes and are not intended to depict real individuals, events, or endorsements unless explicitly stated otherwise.

Glavcot Insights' analyses, frameworks, methodologies, and proprietary research formats, including but not limited to the Glavcot Business Quality Scorecard, First Principles Brief (FPB), First Principles Analysis (FPA), and Owner's Analysis (TOA) formats, constitute original intellectual property owned by Glavcot LLP and may not be reproduced, redistributed, adapted, or republished without prior written permission.

7. Prohibited Uses of Content

You agree not to, without our prior written consent:

• Reproduce, republish, distribute, sell, or publicly display any Content
• Use any Content for commercial or promotional purposes
• Modify, adapt, translate, or create derivative works from the Content
• Use data-mining, scraping, or automated extraction tools
• You must not use the Content, in whole or in part, for the training, fine-tuning, or development of artificial intelligence or machine learning systems without prior written consent from Glavcot LLP.

8. Source Usage & Citation Policy

8.1 Publicly Available Information

Glavcot Insights relies solely on information that is publicly accessible and believed to be reliable at the time of publication, including company filings, regulatory announcements, press releases, and financial reports.

8.2 Fair Use / Fair Dealing Principles

All quotations, excerpts, and references are used under fair dealing provisions as defined by the Singapore Copyright Act 2021 (Sections 191–193) and equivalent fair use doctrines internationally.
Such use is limited to commentary, analysis, research, education, and news-reporting purposes.

8.3 No Reproduction of Proprietary Materials

Glavcot Insights does not reproduce or resell proprietary or copyrighted materials owned by third parties.
External charts, figures, or quotations are brief, attributed, and used only where necessary to support independent analysis.

8.4 Independent Interpretation

Unless otherwise stated, all interpretations, opinions, and conclusions are solely those of Glavcot Insights and are not endorsed by the cited sources.
References are provided for transparency and verification only.

8.5 Source Integrity and Ownership

All cited URLs, publications, and datasets remain the intellectual property of their respective owners.
Glavcot Insights claims no ownership over third-party data and assumes no responsibility for the accuracy or continued availability of external links or content.

9. Membership, Billing, and Cancellation

9.1 Membership: Access to members-only analyses requires a paid subscription.
9.2 Billing: Subscriptions are billed on a recurring basis as stated at purchase; you authorize recurring charges to your selected payment method.
9.3 Cancellation: Subscriptions are managed through our membership platform. To cancel, visit your account settings or contact us at info@glavcot.com.
9.4 No Refunds: Payments are non-refundable and non-prorated.

10. Third-Party Links and Content

Our Site may link to third-party sites or content not owned by Glavcot LLP.
We do not endorse or assume responsibility for such materials.
You access them at your own risk, and these Terms do not apply to third-party sites.

11. Limitation of Liability

To the fullest extent permitted by law, Glavcot LLP and its partners, employees, and authors shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of or reliance on our Site or Content.

12. Indemnification

You agree to indemnify and hold harmless Glavcot LLP and its affiliates against all claims or expenses arising from your breach of these Terms or misuse of the Site.

13. Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of Singapore.
You agree to the exclusive jurisdiction of Singapore’s courts for any disputes.

14. Official Communications and Representation

Only authorized representatives of Glavcot LLP may communicate or conduct business on behalf of Glavcot Insights.
Official correspondence will originate solely from channels listed on the Site.

15. Amendments to These Terms

We may update these Terms at any time by posting a revised version with a new “Last Updated” date.
Continued use of the Site constitutes acceptance of the revised Terms.

16. Contact Us

For questions about these Terms, email info@glavcot.com or use the official chat box at https://glavcot.com.